Which is better, V or VIRT?

On the Buffett-Fit framework, Visa Inc. (V) currently grades higher than VIRT — 79/100 (B grade) vs 55/100 (C). That said, "better" depends on which framework you trust — V wins on Warren Buffett, Benjamin Graham, Philip Fisher, Peter Lynch, Joel Greenblatt, Charlie Munger, and Terry Smith; VIRT wins on none. The full pillar breakdown is on this page.

Should I buy V or VIRT?

This page is an educational comparison, not investment advice. Both V and VIRT are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is V better than VIRT for value investing?

On the Buffett-style value-investing framework, V currently grades higher — 79/100 vs 55/100, a 24-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between V and VIRT on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). V currently scores 79/100 (B grade); VIRT scores 55/100 (C grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, V or VIRT?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. V and VIRT are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, V or VIRT?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are V and VIRT both Financial Services stocks?

Yes — both Visa Inc. (V) and Virtu Financial, Inc. (VIRT) operate in the Financial Services sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this V vs VIRT comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

Visa

V$630.41BFinancials Market cap, Sector

Virtu Financial

VIRT$11.1BFinancials Market cap, Sector

Overall winner

Visa

V 70 VIRT

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Fit scores by strategy

V7wins

0winsVIRT

Warren Buffett

79B

D55

Benjamin Graham

74B

C60

Philip Fisher

78B

D47

Peter Lynch

64C

F42

Joel Greenblatt

74B

B71

Charlie Munger

85A

C63

Terry Smith

90A

C64

Side-by-side metrics

Metric	V	VIRT
Market cap	Winner: $630.41B	$11.1B
P/E (TTM)	28.4x	8.5x Winner
EV/EBIT	26.8x	12.4x Winner
ROIC (TTM)	32.73%	50.95% Winner
Gross margin	Winner: 81.29%	59.83%
Net margin	Winner: 51.68%	14.17%
Revenue CAGR 5y	Winner: 13.5%	6.61%
EPS CAGR 5y	Winner: 16.07%	6.8%
Debt / Equity	Winner: 0.7x	2.7x
Dividend yield	0.79%	1.76% Winner

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

V leads on

Market cap$630.41Bvs $11.1B+98%
Debt / Equity0.7xvs 2.7x+75%
Net margin51.68%vs 14.17%+73%
EPS CAGR 5y16.07%vs 6.8%+58%

VIRT leads on

P/E (TTM)8.5xvs 28.4x+70%
Dividend yield1.76%vs 0.79%+55%
EV/EBIT12.4xvs 26.8x+54%
ROIC (TTM)50.95%vs 32.73%+36%

More like V

V vs FBK.MI V vs AZA.ST V vs IBKD.SI V vs BGN.MI

More like VIRT

VIRT vs FBK.MI VIRT vs AZA.ST VIRT vs IBKD.SI VIRT vs BGN.MI

Read the full Buffett-Brain analysis for V Read the full Buffett-Brain analysis for VIRT

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.

Stock comparison

Visa

V$630.41BFinancials Market cap, Sector

Virtu Financial

VIRT$11.1BFinancials Market cap, Sector

Overall winner

Visa

V 70 VIRT

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Fit scores by strategy

V7wins

0winsVIRT

Warren Buffett

79B

D55

Benjamin Graham

74B

C60

Philip Fisher

78B

D47

Peter Lynch

64C

F42

Joel Greenblatt

74B

B71

Charlie Munger

85A

C63

Terry Smith

90A

C64

Side-by-side metrics

Metric	V	VIRT
Market cap	Winner: $630.41B	$11.1B
P/E (TTM)	28.4x	8.5x Winner
EV/EBIT	26.8x	12.4x Winner
ROIC (TTM)	32.73%	50.95% Winner
Gross margin	Winner: 81.29%	59.83%
Net margin	Winner: 51.68%	14.17%
Revenue CAGR 5y	Winner: 13.5%	6.61%
EPS CAGR 5y	Winner: 16.07%	6.8%
Debt / Equity	Winner: 0.7x	2.7x
Dividend yield	0.79%	1.76% Winner

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

V leads on

Market cap$630.41Bvs $11.1B+98%
Debt / Equity0.7xvs 2.7x+75%
Net margin51.68%vs 14.17%+73%
EPS CAGR 5y16.07%vs 6.8%+58%

VIRT leads on

P/E (TTM)8.5xvs 28.4x+70%
Dividend yield1.76%vs 0.79%+55%
EV/EBIT12.4xvs 26.8x+54%
ROIC (TTM)50.95%vs 32.73%+36%

More like V

V vs FBK.MI V vs AZA.ST V vs IBKD.SI V vs BGN.MI

More like VIRT

VIRT vs FBK.MI VIRT vs AZA.ST VIRT vs IBKD.SI VIRT vs BGN.MI

Read the full Buffett-Brain analysis for V Read the full Buffett-Brain analysis for VIRT

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.