Which is better, V or VCTR?

On the Buffett-Fit framework, Visa Inc. (V) currently grades higher than VCTR — 79/100 (B grade) vs 55/100 (C). That said, "better" depends on which framework you trust — V wins on Warren Buffett, Benjamin Graham, Philip Fisher, Peter Lynch, Joel Greenblatt, Charlie Munger, and Terry Smith; VCTR wins on none. The full pillar breakdown is on this page.

Should I buy V or VCTR?

This page is an educational comparison, not investment advice. Both V and VCTR are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is V better than VCTR for value investing?

On the Buffett-style value-investing framework, V currently grades higher — 79/100 vs 55/100, a 24-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between V and VCTR on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). V currently scores 79/100 (B grade); VCTR scores 55/100 (C grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, V or VCTR?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. V and VCTR are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, V or VCTR?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are V and VCTR both Financial Services stocks?

Yes — both Visa Inc. (V) and Victory Capital Holdings, Inc. (VCTR) operate in the Financial Services sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this V vs VCTR comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

Visa

Victory Capital Holdings

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Visa

Market cap

$630.41B

Sector

Financials

VCTR

Victory Capital Holdings

Market cap

$5.37B

Sector

Financials

Overall winner

Visa V

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Fit scores by strategy

Strategy	V	VCTR	Winner
Warren Buffett	79B	55C	V
Benjamin Graham	74B	52C	V
Philip Fisher	78B	50C	V
Peter Lynch	64C	61C	V
Joel Greenblatt	74B	34F	V
Charlie Munger	85A	55C	V
Terry Smith	90A	50D	V

Side-by-side metrics

Metric	V	VCTR
Market cap	$630.41B	$5.37B
P/E (TTM)	28.4x	14.6x
EV/EBIT	26.8x	11.5x
ROIC (TTM)	32.73%	11.79%
Gross margin	81.29%	70.91%
Net margin	51.68%	25.78%
Revenue CAGR 5y	13.5%	10.06%
EPS CAGR 5y	16.07%	0.18%
Debt / Equity	0.7x	0.4x
Dividend yield	0.79%	2.24%

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

V leads on

Market cap$630.41Bvs $5.37B+99%
EPS CAGR 5y16.07%vs 0.18%+99%
ROIC (TTM)32.73%vs 11.79%+64%
Net margin51.68%vs 25.78%+50%

VCTR leads on

Dividend yield2.24%vs 0.79%+65%
EV/EBIT11.5xvs 26.8x+57%
P/E (TTM)14.6xvs 28.4x+48%
Debt / Equity0.4xvs 0.7x+36%

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.

Visa

Victory Capital Holdings

Fit scores by strategy

Side-by-side metrics

Where each one wins

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