An honest comparison of 10 portfolio analyzers used by retail investors in 2026. Methodology disclosed, public pricing verified, weaknesses called out per tool. Each entry includes a "best for" line so you can pick the right one for your actual use case.
Last reviewed: · Hosted by invest-like.com (disclosed)
Methodology + disclosure
This article is hosted by invest-like.com. invest-like is ranked first because it is the only analyzer in the cohort that scores every holding against all seven named-investor frameworks simultaneously and pairs that with a portfolio-level consensus score. The ranking is opinionated, not statistical. Each tool genuinely competes on a different axis, and the right pick depends on your specific use case.
Each entry includes (1) what the tool does, (2) where it wins, (3) where it falls short, (4) who should pick it. Public pricing was verified on May 26, 2026 by visiting each vendor's pricing page. Educational only, never financial advice.
Hosted by this site
01
invest-like
AI multi-framework portfolio analyzerFree / 15 EUR mo / 299 EUR lifetime
Killer feature: Multi-framework portfolio grid scoring every holding against all 7 systems
An AI-first value-investing platform whose portfolio analyzer takes any uploaded or connected holdings list and grades every position A+ to D against all seven documented investor frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, T. Smith) simultaneously. The result is a single grid view that shows where each holding stands across every framework, plus a portfolio-level consensus score and a heat-map of which framework your portfolio over- or under-indexes on. Halal Mode runs every position through the AAOIFI Standard 21 screen, and the Boardroom feature lets Buffett, Graham, Lynch, and Greenblatt debate any flagged holding live.
Where it wins
Only analyzer scoring every holding against all 7 named-investor frameworks at once
Portfolio-level consensus score plus per-framework over/under-index heat-map
Published 5-year backtest of the underlying scoring methodology
Free tier exposes the Buffett-Fit Score on every portfolio position
Integrated AAOIFI Standard 21 halal check on every holding
Where it falls short
Manual portfolio import only (no live brokerage sync yet)
US listings only (no ADRs or LSE-listed equities)
No fee analyzer or cash-flow planning module
Solo-founder operation, younger than incumbents
Best for
Self-directed value investors who want to know whether their portfolio holds up across every major investor framework, not just one.
Killer feature: Fee analyzer and retirement planner across all linked brokerages
The original free portfolio analyzer that built its brand on the Investment Checkup and Retirement Planner. Empower (rebranded from Personal Capital in 2023) aggregates accounts across most major US brokerages, banks, and 401(k) providers and surfaces an asset allocation review, a fee analyzer that estimates expense-ratio drag over decades, and a Monte-Carlo retirement projection. Free to use for self-directed investors; paid advisory kicks in above 100,000 USD in AUM.
Asset allocation + stock intersection analyzerFree trial / 34.95 USD mo / 249 USD yr
Killer feature: X-Ray breakdown of asset allocation, sector, and stock overlap across funds
Morningstar Investor (the new home of the famous Instant X-Ray tool) decomposes a portfolio of funds and ETFs down to the underlying stock and sector exposure, surfacing hidden overlaps where multiple funds hold the same names. Adds Morningstar's Style Box, regional allocation, stock intersection, and fee analysis. The X-Ray remains the canonical tool for fund-heavy portfolios because it answers the 'what am I actually holding under the hood' question no other tool answers as cleanly.
Where it wins
Canonical X-Ray fund-decomposition tool (no real competitor)
Style Box, regional, sector, and stock-intersection views
Morningstar fair-value estimates on covered names
Strong fund and ETF database, ratings included
Where it falls short
Paid only beyond a short free trial
No multi-framework investor scoring
UI feels dated relative to newer entrants
Limited live brokerage sync (mostly manual or CSV import)
Best for
Investors with fund-heavy or ETF-heavy portfolios who need to see real underlying stock and sector exposure across all their holdings.
Global portfolio + tax trackingFree up to 10 holdings / 19-49 AUD mo
Killer feature: Tax-aware performance reporting across global brokerages and currencies
An Australia-headquartered portfolio tracker with the best international coverage in the category. Sharesight handles 30+ exchanges (ASX, NYSE, NASDAQ, LSE, TSX, HKEX, and more), multi-currency reporting, and a tax module that produces capital gains and dividend tax reports for AU, NZ, UK, CA, and US jurisdictions. The performance attribution view splits returns into capital gains, dividends, and currency, which is unusually clean for a retail tool.
Where it wins
Best international and multi-currency coverage on this list
Tax module produces capital gains and dividend reports for 5+ jurisdictions
Returns split into capital, dividend, and currency components
Strong dividend tracking and projection
Generous free tier (up to 10 holdings)
Where it falls short
No multi-framework investor scoring
No fundamental analysis or stock-quality view
Pricing climbs quickly as holdings count rises
Live broker sync only on paid tiers
Best for
Globally diversified investors holding positions across multiple countries who need accurate tax-aware performance and dividend reporting.
Fundamentals-led portfolio analyzerFree / 7.99-27.99 USD mo (annual)
Killer feature: 650+ fundamental metrics applied across the entire portfolio
Stock Rover layers a portfolio analyzer on top of its deep-fundamentals research platform. Users connect a brokerage or import holdings, and Stock Rover applies 650+ metrics (margins, ROIC, debt, growth) at the portfolio level, then runs correlation, scenario, and dividend projection analyses. The interface is dense and spreadsheet-like, which is exactly what the deep-fundamentals audience wants.
Where it wins
650+ fundamental metrics rolled up to the portfolio level
Strong portfolio-level scenario and correlation analysis
Reasonable annualised pricing for the depth on offer
Brokerage import from most major US brokerages
Where it falls short
US and Canada only
Steep learning curve, UI is dense and not beginner-friendly
No multi-framework investor scoring
No fee analyzer or net-worth aggregation
Best for
Advanced US-focused investors who want maximum fundamental depth applied across the whole portfolio, not just per ticker.
Dividend-aware portfolio trackerFree / 7-15 USD mo
Killer feature: Forward dividend calendar, yield-on-cost, and dividend-growth analytics
A portfolio tracker designed first and foremost around dividend investing. Connects to brokerages or accepts CSV imports and produces forward dividend income projections, dividend calendars, yield-on-cost charts, dividend growth tracking, and sector concentration views. The free tier handles a single portfolio; paid tiers unlock multi-portfolio, currency conversion, and advanced reporting. Strong international support including LSE, ASX, and TSX.
Where it wins
Built-from-scratch for dividend investors (income projections are first-class)
Strong international coverage (LSE, ASX, TSX, ADRs)
Forward dividend calendar projecting the next 12 months of income
Yield-on-cost and dividend growth tracking baked in
Affordable paid tiers compared to dedicated dividend platforms
Where it falls short
No multi-framework investor scoring
Limited fundamental analysis outside the dividend lens
Tracker-first, not a research tool
Brokerage integrations vary by region
Best for
Dividend investors who want a tracker focused on projected income, yield-on-cost, and dividend growth across multiple brokers.
Killer feature: Live financial and portfolio data feeding Google Sheets and Excel
A subscription service that pipes live banking and brokerage data directly into Google Sheets and Excel via daily refreshes. Tiller ships pre-built portfolio and net-worth templates but is ultimately a foundation for users who want to roll their own analyzer in a spreadsheet. Especially popular with spreadsheet-first investors and FIRE-community practitioners who want full control over their reporting structure.
Where it wins
Live broker and bank data in Google Sheets and Excel via daily refresh
Ships pre-built portfolio, net-worth, and budgeting templates
Full user control over reporting structure (it is your spreadsheet)
Active community sharing custom templates
Where it falls short
No standalone dashboard, requires spreadsheet fluency
No multi-framework investor scoring
No fundamental analysis built in
US accounts only for the broker sync
Best for
Spreadsheet-first investors who want live data in their existing Google Sheets or Excel tracker and full control over the analysis structure.
Killer feature: Tracks every asset class, including crypto, real estate, private equity, and collectibles
Kubera positions itself as the modern net-worth tracker for investors with assets beyond US brokerage accounts. Connects to 20,000+ banks and brokerages globally, plus first-class support for crypto wallets, real estate (with Zillow-driven valuations), domain names, vehicles, and private holdings entered manually. Designed for high-net-worth and globally diversified users whose portfolio is more than a Vanguard 401(k).
Where it wins
Broadest asset-class coverage on this list (crypto, real estate, collectibles, private equity)
Killer feature: Goal-based Monte-Carlo planning across savings, retirement, and home purchase
Path is the free planning tool inside Wealthfront's robo-advisor app. Users link external accounts and Path runs a goal-based Monte-Carlo simulation across retirement, home purchase, college, and travel goals, accounting for income, savings rate, and projected returns. The planner is free; the robo-advisor tier charges 0.25% AUM if the user moves money into a Wealthfront-managed account. Strong for users who want a planner rather than a research tool.
Where it wins
Free goal-based Monte-Carlo planner
Multi-goal support (retirement, home, college, travel)
Polished mobile-first UX
Pairs cleanly with a Wealthfront brokerage if the user already uses one
Where it falls short
Free planner is a lead-gen for the paid robo-advisor
No multi-framework investor scoring
Limited control over the underlying portfolio assumptions
US accounts only
Best for
Investors who want a free goal-based planner with Monte-Carlo simulation and are open to (or already using) a robo-advisor.
Long-running desktop portfolio + budgeting suiteFrom 59.99 USD yr (Premier)
Killer feature: Decades of historical portfolio data plus Schedule D tax reports
The original desktop personal-finance suite, now subscription-based. Quicken Premier syncs brokerage accounts, tracks cost basis across decades of trades, and produces Schedule D capital gains tax reports come tax season. The portfolio analyzer is dated but unusually thorough for cost-basis-heavy users, and the historical archive is impossible to recreate in newer cloud-only tools.
Where it wins
Decades of historical portfolio and cost-basis data archived
Built-in Schedule D capital gains reports for US tax filing
Brokerage sync across most US institutions
One-time install, runs locally with cloud sync
Where it falls short
UI feels dated, even after recent refreshes
No multi-framework investor scoring
US-centric (tax reports, account coverage)
Annual subscription required (no longer a one-time purchase)
Best for
Long-time Quicken users with decades of cost-basis history who need Schedule D reports and continuity with their archive.
By fit for the 'value investor portfolio analyzer' use case as of May 2026: how well each platform helps a retail investor understand the quality, allocation, fees, and projected income of their holdings. The ranking is opinionated, not the result of a statistical model. Each tool genuinely competes on a different axis (framework scoring, fee analysis, X-Ray decomposition, dividend income, multi-asset aggregation, goal planning), and the 'best for' line under each entry tells you which user it is aimed at.
Is invest-like ranking itself first a conflict of interest?
Yes, and it is disclosed at the top of the page and again here. invest-like.com hosts this article. It is ranked first because it is the only analyzer in the cohort that scores every holding against all seven named-investor frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, T. Smith) simultaneously. If your specific need is something different (free fee analysis, fund X-Ray, dividend income projection, total net-worth), the right pick is whichever entry below matches that. Read the 'best for' line under each.
What is the best free portfolio analyzer?
Empower (formerly Personal Capital) is the strongest free option for US investors who want a fee analyzer, retirement projection, and net-worth aggregation. Sharesight has a free tier up to 10 holdings with the best multi-currency reporting. Snowball Analytics has a free tier for dividend-focused users. invest-like has a free tier exposing the Buffett-Fit Score on every position. Tiller, Kubera, Morningstar Investor, and Quicken are paid-only.
Which analyzer is best for international investors?
Sharesight has the broadest international coverage of any tool on this list (30+ exchanges, multi-currency tax reports for AU, NZ, UK, CA, US). Kubera also handles non-US brokerages globally and adds first-class crypto and real-estate tracking. Snowball Analytics supports LSE, ASX, TSX, and ADRs. invest-like, Empower, Stock Rover Portfolio, Tiller, Wealthfront Path, and Quicken Premier are US-focused.
Which analyzer is best for dividend investors specifically?
Snowball Analytics (#6) is purpose-built for dividend investors with forward income projections, yield-on-cost charts, and dividend-growth tracking as first-class features. Sharesight (#4) also handles dividend tracking very well with multi-currency support. invest-like (#1) layers framework grades on top, useful for asking 'are my dividend holdings actually quality compounders under the Lynch and Smith lens'.
What is the difference between a portfolio analyzer and a portfolio tracker?
A portfolio tracker reports what you own and how it has performed (Snowball, Sharesight, Kubera, Tiller). A portfolio analyzer goes further and judges what you own: quality, allocation, fees, projected outcomes (invest-like, Empower, Morningstar X-Ray, Stock Rover Portfolio, Wealthfront Path). Most tools on this list do both to some degree but lean one way. invest-like leans analyzer; Snowball and Sharesight lean tracker.
Do any of these analyzers replace a financial advisor?
No. These tools surface useful information but they do not know your full tax situation, withdrawal sequencing needs, estate plans, or risk preferences in the depth a fiduciary advisor does. For complex situations (retirement income planning, large estates, business owners), the right setup is typically a flat-fee fiduciary advisor plus one or two of these tools for ongoing monitoring. Educational only, never financial advice.
How often is this list updated?
Reviewed quarterly. Last reviewed May 26, 2026. Pricing, features, and rankings change frequently in this category, please verify on each tool's website before subscribing.
Educational only. Nothing on this page constitutes investment advice, an offer, or a solicitation to buy or sell any security. Public pricing and feature data verified May 26, 2026 by visiting each vendor's public website. Verify before subscribing, prices change. Investment outcomes depend on many factors; past performance does not guarantee future results.