Stock comparison
Columbia Banking System
NMI Holdings
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
COLB
Columbia Banking System
Market cap
$7.08B
Sector
Financials
NMIH
NMI Holdings
Market cap
$2.84B
Sector
Financials
Overall winner
Columbia Banking System COLB
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | COLB | NMIH | Winner |
|---|---|---|---|
| Warren Buffett | 59C | 71D | NMIH |
| Benjamin Graham | 48D | 28F | COLB |
| Philip Fisher | 60C | 67B | NMIH |
| Peter Lynch | 64C | 41D | COLB |
| Joel Greenblatt | 41D | 38D | COLB |
| Charlie Munger | 64C | 53C | COLB |
| Terry Smith | 62C | 57D | COLB |
Side-by-side metrics
| Metric | COLB | NMIH |
|---|---|---|
| Market cap | $7.08B | $2.84B |
| P/E (TTM) | 12.8x | 7.4x |
| EV/EBIT | 13.7x | - |
| ROIC (TTM) | 21.32% | -0.16% |
| Gross margin | 68.98% | 89.66% |
| Net margin | 19.56% | 53.84% |
| Revenue CAGR 5y | 24.95% | 9.79% |
| EPS CAGR 5y | 4.73% | 16.71% |
| Debt / Equity | 0.5x | 0.0x |
| Dividend yield | 5.07% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
COLB leads on
- ROIC (TTM)21.32%vs -0.16%+101%
- Dividend yield5.07%vs 0.0%+100%
- Revenue CAGR 5y24.95%vs 9.79%+61%
- Market cap$7.08Bvs $2.84B+60%
NMIH leads on
- EV/EBIT-vs 13.7x+110%
- Debt / Equity0.0xvs 0.5x+100%
- EPS CAGR 5y16.71%vs 4.73%+72%
- Net margin53.84%vs 19.56%+64%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.