Stock comparison
NMI Holdings
Republic Bancorp
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
NMIH
NMI Holdings
Market cap
$2.84B
Sector
Financials
RBCAA
Republic Bancorp
Market cap
$1.39B
Sector
Financials
Overall winner
NMI Holdings NMIH
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | NMIH | RBCAA | Winner |
|---|---|---|---|
| Warren Buffett | 71D | 56D | NMIH |
| Benjamin Graham | 28F | 50C | RBCAA |
| Philip Fisher | 67B | 53C | NMIH |
| Peter Lynch | 41D | 41D | Tie |
| Joel Greenblatt | 38D | 17F | NMIH |
| Charlie Munger | 53C | 46D | NMIH |
| Terry Smith | 57D | 53D | NMIH |
Side-by-side metrics
| Metric | NMIH | RBCAA |
|---|---|---|
| Market cap | $2.84B | $1.39B |
| P/E (TTM) | 7.4x | 12.3x |
| EV/EBIT | - | 7.6x |
| ROIC (TTM) | -0.16% | 1.75% |
| Gross margin | 89.66% | 74.97% |
| Net margin | 53.84% | 25.61% |
| Revenue CAGR 5y | 9.79% | 13.88% |
| EPS CAGR 5y | 16.71% | 11.84% |
| Debt / Equity | 0.0x | 0.4x |
| Dividend yield | 0.0% | 2.35% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
NMIH leads on
- EV/EBIT-vs 7.6x+106%
- Debt / Equity0.0xvs 0.4x+100%
- Net margin53.84%vs 25.61%+52%
- Market cap$2.84Bvs $1.39B+51%
RBCAA leads on
- ROIC (TTM)1.75%vs -0.16%+109%
- Dividend yield2.35%vs 0.0%+100%
- Revenue CAGR 5y13.88%vs 9.79%+29%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.