Stock comparison
NMI Holdings
Root
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
NMIH
NMI Holdings
Market cap
$2.84B
Sector
Financials
ROOT
Root
Market cap
$804.47M
Sector
Financials
Overall winner
NMI Holdings NMIH
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | NMIH | ROOT | Winner |
|---|---|---|---|
| Warren Buffett | 71D | 32F | NMIH |
| Benjamin Graham | 28F | 26F | NMIH |
| Philip Fisher | 67B | 30F | NMIH |
| Peter Lynch | 41D | 57C | ROOT |
| Joel Greenblatt | 38D | 16F | NMIH |
| Charlie Munger | 53C | 18F | NMIH |
| Terry Smith | 57D | 20F | NMIH |
Side-by-side metrics
| Metric | NMIH | ROOT |
|---|---|---|
| Market cap | $2.84B | $804.47M |
| P/E (TTM) | 7.4x | 15.6x |
| EV/EBIT | - | 9.8x |
| ROIC (TTM) | -0.16% | 3.74% |
| Gross margin | 89.66% | 28.62% |
| Net margin | 53.84% | 3.7% |
| Revenue CAGR 5y | 9.79% | 44.77% |
| EPS CAGR 5y | 16.71% | - |
| Debt / Equity | 0.0x | 0.5x |
| Dividend yield | 0.0% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
NMIH leads on
- EV/EBIT-vs 9.8x+107%
- Debt / Equity0.0xvs 0.5x+100%
- Net margin53.84%vs 3.7%+93%
- Market cap$2.84Bvs $804.47M+72%
ROOT leads on
- ROIC (TTM)3.74%vs -0.16%+104%
- Revenue CAGR 5y44.77%vs 9.79%+78%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.