Which is better, V or VIRT?

On the Buffett-Fit framework, Visa Inc. (V) currently grades higher than VIRT — 79/100 (B grade) vs 55/100 (C). That said, "better" depends on which framework you trust — V wins on Warren Buffett, Benjamin Graham, Philip Fisher, Peter Lynch, Joel Greenblatt, Charlie Munger, and Terry Smith; VIRT wins on none. The full pillar breakdown is on this page.

Should I buy V or VIRT?

This page is an educational comparison, not investment advice. Both V and VIRT are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is V better than VIRT for value investing?

On the Buffett-style value-investing framework, V currently grades higher — 79/100 vs 55/100, a 24-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between V and VIRT on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). V currently scores 79/100 (B grade); VIRT scores 55/100 (C grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, V or VIRT?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. V and VIRT are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, V or VIRT?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are V and VIRT both Financial Services stocks?

Yes — both Visa Inc. (V) and Virtu Financial, Inc. (VIRT) operate in the Financial Services sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this V vs VIRT comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

Visa

Virtu Financial

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Visa

Market cap

$630.41B

Sector

Financials

VIRT

Virtu Financial

Market cap

$11.1B

Sector

Financials

Overall winner

Visa V

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Fit scores by strategy

Strategy	V	VIRT	Winner
Warren Buffett	79B	55C	V
Benjamin Graham	74B	60C	V
Philip Fisher	78B	47D	V
Peter Lynch	64C	42D	V
Joel Greenblatt	74B	71B	V
Charlie Munger	85A	63C	V
Terry Smith	90A	64C	V

Side-by-side metrics

Metric	V	VIRT
Market cap	$630.41B	$11.1B
P/E (TTM)	28.4x	8.5x
EV/EBIT	26.8x	12.4x
ROIC (TTM)	32.73%	50.95%
Gross margin	81.29%	59.83%
Net margin	51.68%	14.17%
Revenue CAGR 5y	13.5%	6.61%
EPS CAGR 5y	16.07%	6.8%
Debt / Equity	0.7x	2.7x
Dividend yield	0.79%	1.76%

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

V leads on

Market cap$630.41Bvs $11.1B+98%
Debt / Equity0.7xvs 2.7x+75%
Net margin51.68%vs 14.17%+73%
EPS CAGR 5y16.07%vs 6.8%+58%

VIRT leads on

P/E (TTM)8.5xvs 28.4x+70%
Dividend yield1.76%vs 0.79%+55%
EV/EBIT12.4xvs 26.8x+54%
ROIC (TTM)50.95%vs 32.73%+36%

More like V

V vs MA V vs SLDE V vs HLNE V vs KNSL V vs SPGI V vs EVR

More like VIRT

VIRT vs MA VIRT vs SLDE VIRT vs HLNE VIRT vs KNSL VIRT vs SPGI VIRT vs EVR

Read the full Buffett-Brain analysis for V Read the full Buffett-Brain analysis for VIRT

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.

Stock comparison

Visa

Virtu Financial

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Visa

Market cap

$630.41B

Sector

Financials

VIRT

Virtu Financial

Market cap

$11.1B

Sector

Financials

Overall winner

Visa V

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Fit scores by strategy

Strategy	V	VIRT	Winner
Warren Buffett	79B	55C	V
Benjamin Graham	74B	60C	V
Philip Fisher	78B	47D	V
Peter Lynch	64C	42D	V
Joel Greenblatt	74B	71B	V
Charlie Munger	85A	63C	V
Terry Smith	90A	64C	V

Side-by-side metrics

Metric	V	VIRT
Market cap	$630.41B	$11.1B
P/E (TTM)	28.4x	8.5x
EV/EBIT	26.8x	12.4x
ROIC (TTM)	32.73%	50.95%
Gross margin	81.29%	59.83%
Net margin	51.68%	14.17%
Revenue CAGR 5y	13.5%	6.61%
EPS CAGR 5y	16.07%	6.8%
Debt / Equity	0.7x	2.7x
Dividend yield	0.79%	1.76%

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

V leads on

Market cap$630.41Bvs $11.1B+98%
Debt / Equity0.7xvs 2.7x+75%
Net margin51.68%vs 14.17%+73%
EPS CAGR 5y16.07%vs 6.8%+58%

VIRT leads on

P/E (TTM)8.5xvs 28.4x+70%
Dividend yield1.76%vs 0.79%+55%
EV/EBIT12.4xvs 26.8x+54%
ROIC (TTM)50.95%vs 32.73%+36%

More like V

V vs MA V vs SLDE V vs HLNE V vs KNSL V vs SPGI V vs EVR

More like VIRT

VIRT vs MA VIRT vs SLDE VIRT vs HLNE VIRT vs KNSL VIRT vs SPGI VIRT vs EVR

Read the full Buffett-Brain analysis for V Read the full Buffett-Brain analysis for VIRT

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.