Stock comparison
Fair Isaac
FICO$25.19BTechnology Market cap, Sector
Pagaya Technologies
PGY$1.12BTechnology Market cap, Sector
Overall winner
Fair Isaac
FICO 61 PGY
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
Fit scores by strategy
FICO6wins
1winsPGY
73B
F44
47D
F40
75B
D51
54D
B74
84B
F27
76B
D51
85A
D50
Side-by-side metrics
| Metric | FICO | PGY |
|---|---|---|
| Market cap | Winner: $25.19B | $1.12B |
| P/E (TTM) | 33.8x | 12.2x Winner |
| EV/EBIT | 30.9x | 7.6x Winner |
| ROIC (TTM) | Winner: 53.2% | 17.86% |
| Gross margin | Winner: 84.16% | 41.41% |
| Net margin | Winner: 33.67% | 7.57% |
| Revenue CAGR 5y | 10.89% | 29.69% Winner |
| EPS CAGR 5y | 18.48% | - |
| Debt / Equity | Winner: - | 1.8x |
| Dividend yield | 0.0% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
FICO leads on
- Debt / Equity-vs 1.8x+196%
- Market cap$25.19Bvs $1.12B+96%
- Net margin33.67%vs 7.57%+78%
- ROIC (TTM)53.2%vs 17.86%+66%
PGY leads on
- EV/EBIT7.6xvs 30.9x+75%
- P/E (TTM)12.2xvs 33.8x+64%
- Revenue CAGR 5y29.69%vs 10.89%+63%
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Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.