profit from every €100 of sales.
€0€100
Lumo Kodit Oyj
€7.18-0.90% today
-28.8% in 1 year
1-year low €6.801-year high €10.45
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €91.35 for every €1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Lumo Kodit Oyj sold, what it kept, and what it did with the cash.
Sales went from €413 million in 2022 to €455 million in 2025, with €20.8 million of profit last year.
SalesProfit
Lumo Kodit Oyj handed back 41% of the cash it generated last year.
Buybacks €61M
Free cash flow 2025€150M
Bought back its own shares€61M
Paid as dividends–
Cash vs. debt€181M vs. €3.4B
Lumo Kodit Oyj vs. similar companies
Lumo Kodit Oyj grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Lumo Kodit Oyj | 91.3× · Very expensive | ||
 KE Holdings | 44.2× · Expensive | ||
 Cellnex Telecom | No profit yet | ||
 Swire Properties | No profit yet | ||
 Sumitomo Realty & Development | 15.9× · Fair price |
AI analysis
An AI analyst reads Lumo Kodit Oyj's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 413 | 442 | 452 | 455 | |
| 280 | 297 | 303 | 308 | |
| 239 | 254 | 265 | 269 | |
| -437 | -15 | 165 | 149 | |
| -400 | -89 | 21 | 21 | |
| -1.62 | -0.36 | 0.09 | 0.08 | |
| 67.7% | 67.2% | 66.9% | 67.6% | |
| 57.9% | 57.3% | 58.6% | 59.2% | |
| -96.7% | -20.1% | 4.7% | 4.6% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 8,482 | 8,158 | 8,406 | 7,926 |
| Cash | 119 | 15 | 334 | 181 |
| Total debt | 3,678 | 3,600 | 3,828 | 3,391 |
| Total liabilities | 4,640 | 4,532 | 4,776 | 4,333 |
| 3,843 | 3,626 | 3,629 | 3,593 | |
| 247 | 247 | 247 | 246 | |
| -4.7% | -0.2% | 1.8% | 1.7% | |
| -10.4% | -2.5% | 0.6% | 0.6% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 159 | 153 | 158 | 150 | |
| 0 | 0 | 0 | 0 | |
| 159 | 153 | 158 | 150 | |
| Dividends paid | 94 | 96 | – | – |
| – | – | 0 | 61 | |
| – | – | – | – |
Valuation
- 91.3×
- –
- –
- 0.5×
- 4.2×
- 12.6×
- 34.3×
- 7.9%
- 1.1%
- –
Profitability
- 67.6%
- 59.2%
- 4.6%
- –
- 1.7%
- -0.3%
- –
- –
- –
- –
Growth
- +3.3%
- –
- –
- –
- −0.1%
Financial health
- 21.5×
- 0.94
- –
- 1.2×
- 0.81
- –
- –
How it ranks in Real Estate
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 16%of 743
Top 26%of 749
Bottom 6%of 664
Bottom 31%of 759
Top 34%of 760
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Lumo Kodit Oyj
Is Lumo Kodit Oyj a good stock to buy?
A business with weak numbers, priced as if everything goes right. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Lumo Kodit Oyj AI analysis
What does Lumo Kodit Oyj do?
Lumo Kodit Oyj operates as a private housing investment company in Finland. The company rents apartments and offers housing services under the Lumo brand name. It also offers broadband internet connection services, as well as car sharing services. It is in Real Estate Services, based in Helsinki, Finland, with 253 employees.
Is Lumo Kodit Oyj stock halal?
No. Lumo Kodit Oyj does not pass our halal screen: its debt is 179% of its market value, at or above the 33% limit. How we check
How has Lumo Kodit Oyj stock done over the past year?
Down 28.8% over the past twelve months, to €7.18. It traded between €6.80 and €10.45 and is 31.3% below its high.
Who are Lumo Kodit Oyj's competitors?
The largest listed companies in the same industry are KE Holdings, Cellnex Telecom, Swire Properties and Sumitomo Realty & Development. The peers table on this page compares their profit, growth and price with Lumo Kodit Oyj's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.