profit from every DKK 100 of sales.
DKK 0DKK 100
Tryg
DKK 159.50+0.25% today
-0.1% in 1 year
1-year low DKK 140.301-year high DKK 166.50
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay DKK 17.58 for every DKK 1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Tryg sold, what it kept, and what it did with the cash.
Sales went from DKK 33.9 billion in 2022 to DKK 41.4 billion in 2025, with DKK 5.41 billion of profit last year.
SalesProfit
Tryg handed back 78% of the cash it generated last year.
DKK 5.0B
Free cash flow 2025DKK 6.4B
Bought back its own shares–
Paid as dividendsDKK 5.0B
Cash vs. debtDKK 2.9B vs. DKK 5.6B
Tryg vs. similar companies
Tryg grows the slowest of these 5 and is the most expensive for its profits.
| Company | Profit from DKK 100 of sales | Sales growth a year | Price per DKK 1 of profit |
|---|---|---|---|
| Tryg | 17.6× · Fair price | ||
 Allianz | 15.4× · Fair price | ||
 Zurich Insurance Group | 16.7× · Fair price | ||
 AXA SA | 8.8× · Cheap | ||
 Assicurazioni Generali | 15.3× · Fair price |
AI analysis
Tryg is a Nordic insurer with a pricier-than-usual book multiple
Read the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of DKK | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 33,909 | 40,213 | 40,255 | 41,369 | |
| – | – | – | – | |
| – | – | – | – | |
| 4,613 | 7,282 | 8,362 | 9,126 | |
| 2,247 | 3,794 | 4,816 | 5,405 | |
| 3.47 | 6.07 | 7.70 | 8.80 | |
| – | – | – | – | |
| – | – | – | – | |
| 6.6% | 9.4% | 12.0% | 13.1% |
Balance sheet
| In millions of DKK | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 113,387 | 112,940 | 104,376 | 103,665 |
| Cash | 2,662 | 3,132 | 2,123 | 2,864 |
| Total debt | 11,279 | 9,417 | 6,617 | 5,638 |
| Total liabilities | 70,886 | 72,590 | 65,512 | 64,046 |
| 42,500 | 40,349 | 38,863 | 39,619 | |
| 647 | 626 | 616 | 606 | |
| 5.6% | 10.0% | 12.9% | 14.4% | |
| 5.3% | 9.4% | 12.4% | 13.6% |
Cash flow
| In millions of DKK | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| – | – | – | – | |
| 50 | 571 | 828 | 487 | |
| 193 | 5,998 | 4,821 | 6,382 | |
| Dividends paid | 3,771 | 4,607 | 4,816 | 4,972 |
| 3,253 | 2,531 | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 17.6×
- –
- 0.48
- 2.3×
- 2.3×
- 5.7%
- –
Profitability
- 13.1%
- 14.2%
- 10.6%
- –
- –
Growth
- +6.9%
- +36.4%
- –
- −2.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 25%of 455
Bottom 35%of 916
Bottom 39%of 938
Top 38%of 921
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass. Context about the kind of company it is, not a recommendation.
Warren Buffett
43No pass
Benjamin Graham
51No pass
Philip Fisher
44No pass
Peter Lynch
42No pass
Joel Greenblatt
27No pass
Charlie Munger
34No pass
Terry Smith
36No pass
Prices: daily closes to Oct 30, 2026. Fundamentals: company reports via invest-like data. invest-like is an educational tool and not investment advice.