Stock comparison
Banca Generali S.p.A.
BGN.MI$7.31BFinancials Market cap, Sector
Upstart Holdings
UPST$2.8BFinancials Market cap, Sector
Overall winner
Banca Generali S.p.A.
BGN.MI 52 UPST
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
Fit scores by strategy
BGN.MI5wins
2winsUPST
34F
F44
61C
B81
68C
D46
52D
F27
47D
F44
67C
D46
66C
F34
Side-by-side metrics
| Metric | BGN.MI | UPST |
|---|---|---|
| Market cap | Winner: $7.31B | $2.8B |
| P/E (TTM) | Winner: 14.9x | 57.9x |
| EV/EBIT | - | 71.3x |
| ROIC (TTM) | - | 1.77% |
| Gross margin | - | 95.67% |
| Net margin | Winner: 38.09% | 4.25% |
| Revenue CAGR 5y | Winner: 16.37% | 6.06% |
| EPS CAGR 5y | Winner: 28.16% | -24.57% |
| Debt / Equity | Winner: 0.4x | 2.7x |
| Dividend yield | - | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
BGN.MI leads on
- EPS CAGR 5y28.16%vs -24.57%+187%
- Net margin38.09%vs 4.25%+89%
- Debt / Equity0.4xvs 2.7x+86%
- P/E (TTM)14.9xvs 57.9x+74%
UPST leads on
No clear edges - the other side wins or ties on every measured metric.
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.