Comparativa · 2026

invest-like vs Fiscal.ai (formerly FinChat)

Precio, funciones, cobertura y una respuesta clara sobre cuál elegir. Escrito por alguien que ha usado ambos, y está en el equipo de invest-like. No fingimos ser neutrales; te decimos dónde Fiscal.ai (formerly FinChat) sigue ganando y dónde invest-like es la mejor elección.

Última revisión: 16 de mayo de 2026

Veredicto rápido

Fiscal.ai (formerly FinChat) es an ai-first financial data platform that lets you ask questions in natural language about company fundamentals. invest-like es una herramienta verdict-first que puntúa cada acción contra siete frameworks de inversores nombrados (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith) y entrega veredictos Buffett de 5 pilares generados por IA con el razonamiento escrito. Para la mayoría de los inversores minoristas y amateurs serios, invest-like es la herramienta más afilada: los únicos puntos donde Fiscal.ai (formerly FinChat) sigue ganando se listan honestamente abajo.

Track record

invest-like es la única herramienta aquí que publica la precisión de sus veredictos. El screen de consenso de 7 frameworks rinde +73.8% vs el S&P 500 a cinco años, cada selección registrada públicamente, con la fecha de entrada bloqueada.

Ver el track record publicado

Comparación de funciones

Investor frameworks

invest-like

7 (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith)

Fiscal.ai (formerly FinChat)

Proprietary scoring

AI verdict per stock

invest-like

Buffett Brain: 5-pillar verdict with reasoning

Fiscal.ai (formerly FinChat)

No structured AI verdict

LLM chat / Q&A

invest-like

Ask Buffett (RAG against Berkshire letters)

Fiscal.ai (formerly FinChat)

None

Multi-investor debate

invest-like

Boardroom: 4 legendary investors debate

Fiscal.ai (formerly FinChat)

None

Stock universe

invest-like

21,000+ US-focused

Fiscal.ai (formerly FinChat)

Major US-listed and international tickers with focus on large-cap

Cheapest paid tier

invest-like

€12/mo equivalent (€144/yr)

Fiscal.ai (formerly FinChat)

Free tier limited; Plus ~$25/mo; Premium ~$50/mo

Lifetime option

invest-like

€399 one-time (Founders)

Fiscal.ai (formerly FinChat)

No lifetime tier

Multi-language UI

invest-like

EN, DE, FR, ES, PT

Fiscal.ai (formerly FinChat)

English-only (typically)

Open verdict cache

invest-like

Yes: every prompt versioned

Fiscal.ai (formerly FinChat)

Proprietary / opaque

Función	invest-like	Fiscal.ai (formerly FinChat)
Investor frameworks	7 (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith)	Proprietary scoring
AI verdict per stock	Buffett Brain: 5-pillar verdict with reasoning	No structured AI verdict
LLM chat / Q&A	Ask Buffett (RAG against Berkshire letters)	None
Multi-investor debate	Boardroom: 4 legendary investors debate	None
Stock universe	21,000+ US-focused	Major US-listed and international tickers with focus on large-cap
Cheapest paid tier	€12/mo equivalent (€144/yr)	Free tier limited; Plus ~$25/mo; Premium ~$50/mo
Lifetime option	€399 one-time (Founders)	No lifetime tier
Multi-language UI	EN, DE, FR, ES, PT	English-only (typically)
Open verdict cache	Yes: every prompt versioned	Proprietary / opaque

Elige Fiscal.ai (formerly FinChat) si…

Ad-hoc data questions ('what's NVIDIA's 5-year FCF growth?') are your primary workflow and you don't need a structured verdict per stock.
You want the most polished AI-chat UX in the category for financial data retrieval.

Elige invest-like si…

You want a structured 5-pillar verdict per stock, rather than ad-hoc data lookups.
You apply a named investor framework and want every stock pre-scored against it.
You want Ask Buffett grounded against real Berkshire letters specifically (not generic financial-data retrieval).
You need halal screening.

Qué hace bien Fiscal.ai (formerly FinChat)

Most polished AI-chat UI in the category for ad-hoc data queries.
Strong chart generation from prose queries.
Active development pace.

Dónde invest-like es más fuerte

Seven explicit investor frameworks per stock with structured verdicts, FinChat is AI-chat-over-data, not framework-grounded verdicts.
Buffett Brain delivers a complete 5-pillar verdict per stock, FinChat answers ad-hoc questions but doesn't ship a structured verdict per ticker.
Ask Buffett RAG-grounded against verbatim Berkshire shareholder letters, FinChat is grounded in financial-data retrieval, not investor primary sources.
Boardroom 4-investor debate, unique to invest-like.
Halal Mode (AAOIFI Standard 21), no halal screen on FinChat.
Published 5-year backtest with locked entry timestamps, FinChat has no backtested verdict track record.
Multi-language UI (5 languages), FinChat is English-only.

De qué se quejan realmente los usuarios de Fiscal.ai (formerly FinChat)

Patrones recurrentes de reseñas públicas en Reddit, Trustpilot, G2 y AlternativeTo (2024-2026). Parafraseados, no citas directas.

Coverage skews to larger-cap names; smaller and international tickers thinner.
Free tier feature gating is aggressive.
No structured verdict per stock means each query requires fresh prompting.

Los listamos honestamente porque construimos invest-like específicamente para evitar cada uno: veredictos por inversor estructurados (sin puntuación opaca), razonamiento Buffett Brain escrito (sin conclusiones enterradas), metodología publicada, y precios para individuos, no instituciones.

Preguntas frecuentes

Is invest-like a FinChat alternative?+

For framework-grounded verdicts, yes. FinChat is excellent at ad-hoc AI-chat over financial data; invest-like ships structured 5-pillar Buffett verdicts plus six other framework scores plus RAG-grounded chat against real Berkshire letters. Both ship AI; the AI does different things.

Does FinChat have Buffett Brain or Ask Buffett?+

FinChat ships AI chat over financial fundamentals: you can ask 'what is META's 3-year FCF growth?' and get a charted answer. It does not ship a structured Buffett-style 5-pillar verdict per stock or RAG-grounded chat against named investor primary sources. invest-like ships both.

How does pricing compare?+

FinChat Plus is ~$25/mo, Premium ~$50/mo. invest-like Pro is EUR 15/mo (EUR 12/mo annual equivalent). invest-like is roughly 50% cheaper at entry.

Can I use both?+

Possible. FinChat handles ad-hoc data questions well; invest-like ships the structured verdicts and the per-investor frameworks. Some power users use FinChat for data spelunking and invest-like for the verdict on candidates they identify there.

Prueba invest-like en menos de 30 segundos

Ve el veredicto Buffett en Apple, NVIDIA o cualquiera de 21.000+ acciones.

Ver el veredicto de Apple Explorar los 7 frameworks

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