Stock comparison
Neptune Insurance Holdings
Pagaya Technologies
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
NP
Neptune Insurance Holdings
Market cap
$2.59B
Sector
Technology
PGY
Pagaya Technologies
Market cap
$1.08B
Sector
Technology
Overall winner
Neptune Insurance Holdings NP
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | NP | PGY | Winner |
|---|---|---|---|
| Warren Buffett | 78C | 48D | NP |
| Benjamin Graham | 75B | 44D | NP |
| Philip Fisher | 94A | 55C | NP |
| Peter Lynch | 100A | 78C | NP |
| Joel Greenblatt | 89C | 31F | NP |
| Charlie Munger | 93C | 55D | NP |
| Terry Smith | 93A | 54C | NP |
Side-by-side metrics
| Metric | NP | PGY |
|---|---|---|
| Market cap | $2.59B | $1.08B |
| P/E (TTM) | 108.1x | 12.2x |
| EV/EBIT | 34.4x | 7.6x |
| ROIC (TTM) | 56.18% | 17.86% |
| Gross margin | 65.06% | 41.41% |
| Net margin | 28.17% | 7.57% |
| Revenue CAGR 5y | 37.11% | 29.69% |
| EPS CAGR 5y | - | - |
| Debt / Equity | - | 1.8x |
| Dividend yield | 0.0% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
NP leads on
- Debt / Equity-vs 1.8x+159%
- Net margin28.17%vs 7.57%+73%
- ROIC (TTM)56.18%vs 17.86%+68%
- Market cap$2.59Bvs $1.08B+58%
PGY leads on
- P/E (TTM)12.2xvs 108.1x+89%
- EV/EBIT7.6xvs 34.4x+78%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.