Stock comparison
First Merchants
NMI Holdings
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
FRMEP
First Merchants
Market cap
$1.46B
Sector
Financials
NMIH
NMI Holdings
Market cap
$2.84B
Sector
Financials
Overall winner
NMI Holdings NMIH
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | FRMEP | NMIH | Winner |
|---|---|---|---|
| Warren Buffett | 57D | 71D | NMIH |
| Benjamin Graham | 44D | 28F | FRMEP |
| Philip Fisher | 48D | 67B | NMIH |
| Peter Lynch | 57C | 41D | FRMEP |
| Joel Greenblatt | 30F | 38D | NMIH |
| Charlie Munger | 49D | 53C | NMIH |
| Terry Smith | 50D | 57D | NMIH |
Side-by-side metrics
| Metric | FRMEP | NMIH |
|---|---|---|
| Market cap | $1.46B | $2.84B |
| P/E (TTM) | 12.0x | 7.4x |
| EV/EBIT | 15.5x | - |
| ROIC (TTM) | 7.49% | -0.16% |
| Gross margin | 60.47% | 89.66% |
| Net margin | 18.9% | 53.84% |
| Revenue CAGR 5y | 17.24% | 9.79% |
| EPS CAGR 5y | 0.52% | 16.71% |
| Debt / Equity | 0.6x | 0.0x |
| Dividend yield | 3.68% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
FRMEP leads on
- ROIC (TTM)7.49%vs -0.16%+102%
- Dividend yield3.68%vs 0.0%+100%
- Revenue CAGR 5y17.24%vs 9.79%+43%
NMIH leads on
- EV/EBIT-vs 15.5x+111%
- Debt / Equity0.0xvs 0.6x+100%
- EPS CAGR 5y16.71%vs 0.52%+97%
- Net margin53.84%vs 18.9%+65%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.