Which is better, AAPL or MSFT?

On the Buffett-Fit framework, Apple Inc. (AAPL) currently grades higher than MSFT — 53/100 (C grade) vs 64/100 (C). That said, "better" depends on which framework you trust — AAPL wins on Benjamin Graham, Peter Lynch, Joel Greenblatt, Charlie Munger, and Terry Smith; MSFT wins on Warren Buffett and Philip Fisher. The full pillar breakdown is on this page.

Should I buy AAPL or MSFT?

This page is an educational comparison, not investment advice. Both AAPL and MSFT are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is AAPL better than MSFT for value investing?

On the Buffett-style value-investing framework, AAPL currently grades higher — 64/100 vs 53/100, a 11-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between AAPL and MSFT on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). AAPL currently scores 53/100 (C grade); MSFT scores 64/100 (C grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, AAPL or MSFT?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. AAPL and MSFT are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, AAPL or MSFT?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are AAPL and MSFT both Technology stocks?

Yes — both Apple Inc. (AAPL) and Microsoft Corporation (MSFT) operate in the Technology sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this AAPL vs MSFT comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

Apple

AAPL$4.41TTechnology Market cap, Sector

Microsoft

MSFT$3.13TTechnology Market cap, Sector

Overall winner

Apple

AAPL 52 MSFT

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Fit scores by strategy

AAPL5wins

2winsMSFT

Warren Buffett

53D

C64

Benjamin Graham

70B

C60

Philip Fisher

56D

C62

Peter Lynch

57D

D51

Joel Greenblatt

83B

D51

Charlie Munger

72B

C64

Terry Smith

67C

C60

Side-by-side metrics

Metric	AAPL	MSFT
Market cap	Winner: $4.41T	$3.13T
P/E (TTM)	36.0x	25.0x Winner
EV/EBIT	33.5x	24.6x Winner
ROIC (TTM)	Winner: 49.57%	21.31%
Gross margin	47.86%	68.31% Winner
Net margin	27.15%	39.34% Winner
Revenue CAGR 5y	3.28%	13.78% Winner
EPS CAGR 5y	7.21%	13.97% Winner
Debt / Equity	0.8x	0.1x Winner
Dividend yield	0.35%	0.82% Winner

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

AAPL leads on

ROIC (TTM)49.57%vs 21.31%+57%
Market cap$4.41Tvs $3.13T+29%

MSFT leads on

Debt / Equity0.1xvs 0.8x+83%
Revenue CAGR 5y13.78%vs 3.28%+76%
Dividend yield0.82%vs 0.35%+58%
EPS CAGR 5y13.97%vs 7.21%+48%

More like AAPL

AAPL vs FICO AAPL vs FTNT AAPL vs CAMS.BO AAPL vs 4071.T

More like MSFT

MSFT vs FICO MSFT vs FTNT MSFT vs CAMS.BO MSFT vs 4071.T

Read the full Buffett-Brain analysis for AAPL Read the full Buffett-Brain analysis for MSFT

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.

Stock comparison

Apple

AAPL$4.41TTechnology Market cap, Sector

Microsoft

MSFT$3.13TTechnology Market cap, Sector

Overall winner

Apple

AAPL 52 MSFT

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Fit scores by strategy

AAPL5wins

2winsMSFT

Warren Buffett

53D

C64

Benjamin Graham

70B

C60

Philip Fisher

56D

C62

Peter Lynch

57D

D51

Joel Greenblatt

83B

D51

Charlie Munger

72B

C64

Terry Smith

67C

C60

Side-by-side metrics

Metric	AAPL	MSFT
Market cap	Winner: $4.41T	$3.13T
P/E (TTM)	36.0x	25.0x Winner
EV/EBIT	33.5x	24.6x Winner
ROIC (TTM)	Winner: 49.57%	21.31%
Gross margin	47.86%	68.31% Winner
Net margin	27.15%	39.34% Winner
Revenue CAGR 5y	3.28%	13.78% Winner
EPS CAGR 5y	7.21%	13.97% Winner
Debt / Equity	0.8x	0.1x Winner
Dividend yield	0.35%	0.82% Winner

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

AAPL leads on

ROIC (TTM)49.57%vs 21.31%+57%
Market cap$4.41Tvs $3.13T+29%

MSFT leads on

Debt / Equity0.1xvs 0.8x+83%
Revenue CAGR 5y13.78%vs 3.28%+76%
Dividend yield0.82%vs 0.35%+58%
EPS CAGR 5y13.97%vs 7.21%+48%

More like AAPL

AAPL vs FICO AAPL vs FTNT AAPL vs CAMS.BO AAPL vs 4071.T

More like MSFT

MSFT vs FICO MSFT vs FTNT MSFT vs CAMS.BO MSFT vs 4071.T

Read the full Buffett-Brain analysis for AAPL Read the full Buffett-Brain analysis for MSFT

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.