Best P&C Insurance Stocks
Auto, home, commercial property & casualty insurance. The 'float' business model Buffett built Berkshire on - collect premiums today, pay claims later, earn returns on the gap.
Industry leader
Palomar Holdings, Inc. PLMR
Buffett-Fit: 73/100
What drives this industry
P&C insurers earn through underwriting profit + float returns. The Buffett model: write disciplined risks (combined ratio under 100), invest the float at higher returns than the cost of capital. Combined ratio history + sustained book-value-per-share growth are the quality screens. Catastrophe exposure is the cycle risk.
Top 48 ranked by Buffett-Fit
Sorted by composite quality score - ROIC, margin stability, balance-sheet strength, growth quality. Click any ticker for the full Buffett verdict.
- 1
PLMRPalomar Holdings, Inc.3.0B mcap
73Q - 2
SLDESlide Insurance Holdings, Inc. Common Stock2.1B mcap
71Q - 3
HCIHCI Group, Inc.2.0B mcap
67Q - 4
KNSLKinsale Capital Group, Inc.7.2B mcap
66Q - 5
ASICAtegrity Specialty Holdings LLC992M mcap
61Q - 6
TRVThe Travelers Companies, Inc.65.2B mcap
61Q - 7
HIGThe Hartford Financial Services Group, Inc.37.3B mcap
59Q - 8
RLIRLI Corp.4.8B mcap
57Q - 9
SKWDSkyward Specialty Insurance Group, Inc.1.9B mcap
57Q - 10
WRBW. R. Berkley Corporation25.1B mcap
56Q - 11
BOWBowhead Specialty Holdings Inc.929M mcap
55Q - 12
PGRThe Progressive Corporation116.6B mcap
55Q - 13
AFGCAmerican Financial Group, Inc.1.5B mcap
53Q - 14
THGThe Hanover Insurance Group, Inc.6.8B mcap
53Q - 15
AFGEAmerican Financial Group, Inc.1.4B mcap
50Q - 16
AFGBAmerican Financial Group, Inc.1.8B mcap
50Q - 17
ACICAmerican Coastal Insurance Corporation523M mcap
50Q - 18
AFGDAmerican Financial Group, Inc.1.6B mcap
50Q - 19
CBChubb Limited127.2B mcap
50Q - 20
MCYMercury General Corporation5.6B mcap
49Q - 21
SAFTSafety Insurance Group, Inc.1.1B mcap
49Q - 22
CINFCincinnati Financial Corporation26.0B mcap
47Q - 23
AFGAmerican Financial Group, Inc.11.4B mcap
46Q - 24
LLoews Corporation22.4B mcap
45Q - 25
HRTGHeritage Insurance Holdings, Inc.694M mcap
44Q - 26
UVEUniversal Insurance Holdings, Inc.1.1B mcap
44Q - 27
STCStewart Information Services Corporation2.1B mcap
44Q - 28
ALLThe Allstate Corporation55.8B mcap
44Q - 29
SIGISelective Insurance Group, Inc.5.4B mcap
43Q - 30
CNACNA Financial Corporation11.9B mcap
41Q - 31
HGTYHagerty, Inc.3.7B mcap
41Q - 32
SIGIPSelective Insurance Group, Inc.992M mcap
39Q - 33
MKLMarkel Corporation23.2B mcap
39Q - 34
UFCSUnited Fire Group, Inc.1.2B mcap
38Q - 35
WTMWhite Mountains Insurance Group, Ltd.5.3B mcap
38Q - 36
AHLAspen Insurance Holdings Limited3.4B mcap
38Q - 37
AXSAXIS Capital Holdings Limited7.4B mcap
36Q - 38
DGICADonegal Group Inc.635M mcap
36Q - 39
DGICBDonegal Group Inc.699M mcap
36Q - 40
KMPRKemper Corporation1.7B mcap
35Q - 41
HMNHorace Mann Educators Corporation1.9B mcap
32Q - 42
ROOTRoot, Inc.804M mcap
32Q - 43
KMPBKemper Corporation 5.875% Fixed1.4B mcap
29Q - 44
MHLAMaiden Holdings, Ltd. 6.625 NT 20461.1B mcap
28Q - 45
PRAProAssurance Corporation1.3B mcap
20Q - 46
LMNDLemonade, Inc.4.3B mcap
19Q - 47
AHL-PEAspen Insurance Holdings Limited1.9B mcap
-Q - 48
AHL-PDAspen Insurance Holdings Limited2.6B mcap
-Q
More in financials
View the full parent sector
See all industries + sector-level statistics + framework filters.
Related on invest-like
Key terms in this analysis
Educational framework analysis only. Not investment advice, not a recommendation, not personalized to your situation. Always do your own research.